Information
On this page we have compiled helpful information and links to other websites. You can find out for yourself about many questions and topics relating to debt and possible solutions for debt.
General information on debt
On the website meine-schulden.de you will find lots of information about debt and debt counselling.
In the debt dictionary of the debt counselling service in Thuringia and in the debt lexicon of the debt counselling information service, you will find many terms that play a role in debt, some of which are explained in simple language.
Important banking terms are explained in easy-to-understand language on the BaFin website.
Dangerous debts
Dangerous debts threaten your very existence. You could lose your home, your electricity could be cut off or you could be imprisoned. You should always take care of these debts first.
If you have electricity or energy debts, you can find important information on what you can do here.
If you owe rent, you can find important information here.
Residents of the city of Tübingen can also contact the Housing Clearing Centre.
Information on fines, penalties and ways to avert these threats can be found here.
Unpaid maintenance can also be dangerous. Contact the relevant youth welfare office or your family law solicitor.
Attachments and protection against them
Garnishments are usually ordered by a court order. Applications for amendments must therefore be submitted to the relevant local court.
Authorities (health insurance company, tax office, etc.) issue their garnishment orders themselves. If something needs to be corrected, the application must be made there.
If you have any questions or need assistance, please call us.
General information on garnishment protection can be found here.
You can find information on account seizure and the seizure protection account (P-account) here.
If, for example, you provide for other people, have maintenance obligations, receive care allowance or an arrears payment and therefore need a P-account certificate, you can obtain this from us free of charge. Give us a call.
In the case of a wage garnishment, the employer calculates what can be garnished according to the law and deducted from the wage. You can find information on this here.
You can find the current garnishment table here.
Bailiffs in the district of Tübingen
If you receive a letter from a bailiff, it often concerns the submission of a statement of assets. You should attend this appointment. You can find information on the disclosure of assets here.
You can find the contact details of the bailiffs in Tübingen here.
The contact details of the bailiffs in Rottenburg can be found on your letter.
The main customs office is responsible for the enforcement of many health insurance companies and authorities. You can reach them here.
Further links and helpful places in the district of Tübingen
You can find an overview of services in the city and district of Tübingen where you can get support or counselling on the “Who can help“ page of the Schwäbisches Tagblatt newspaper.
An overview of all social benefits to which families in particular may be entitled can be found here.