 
 Success stories
 On this page, people share their personal experiences of how they overcame their debts and improved their financial situation with professional support.
Then in debt, now a family man and master craftsman
Lukas was doing a federal voluntary service and needed a car for this. His income was not sufficient, so he asked a bank for a loan. That was the beginning of his path to over-indebtedness. Today he says: ‘I'm proud to have successfully put the debt behind me.’
From self-employed entrepreneur to debt-free quality of life
Stephan was self-employed and bore a lot of financial responsibility. When things became increasingly difficult economically, the only option was insolvency. Today he says: "What insolvency has brought me is quality of life. I have a good life today. I'm doing welli"